Insurance

Pario helps insurance claims professionals determine the root cause of system, material, building failures, environmental losses, document liability determination, subrogation opportunities, and remediation. We can tell you what happened, and why. When expertise is required to solve your claim quickly and accurately, Pario can help.

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Services

Motor Vehicle Collision

Insurance and legal firms need detailed reconstruction of recreational, motor vehicle, and pedestrian/vehicle-related accidents. We extract data from a vehicle’s onboard computer, determine vehicle integrity, perform seat belt assessments, and conduct crash simulation analysis, as well as mechanical failure and fitness assessments. Our engineering reconstructions and investigations are validated by the latest versions of computer reconstruction and simulation programs as well as our experience and expertise.

Fire and Explosion

Certified by internationally recognized institutions, our experts in vehicle, structure, and industrial machinery fires determine cause and origin. These investigations are conducted in accordance with NFPA 921, “Guide for Fire & Explosion Investigations.” We also conduct forensic investigation and evaluation of building electrical systems, electrical and fuel-fired appliances, vehicle electrical systems, and mechanical systems to determine their root cause of failure as it pertains to a loss. The result of our investigations are accurate, in-depth technical reports that can stand up to the most rigorous third-party examination and scrutiny, a document backed by real expert experience and certification.

Product Failure

Fatigue, corrosion, overloading, and manufacturing defects are some of the top causes of component failure. Because pertinent information regarding manufacturing, processing, and service history is not always available, our assessments rely heavily on the experience of our engineers. Our team of experts excel at reverse engineering complex systems to determine failures, malfunction modes, and causes in virtually any type of loss. These assessments are completed on site when applicable and at our on-site laboratory. Assessments include the use of non-destructive visual examinations including Stereo Microscopy, Scanning Electron Microscope, and Optical Microscopy to identify properties and failure modes of materials. We also engage the use of advanced software to identify fracture surface details and stress raisers such as machining marks, corrosion pits, and inclusions. Comparative situational tests on the component(s), functional inspections, and testing can also be conducted.

Emergency Spill Response

When an emergency occurs, you need a qualified consultant dispatched to the site that has your best interests in mind; they ensure funds are used effectively, control site activities to maximize contractor effectiveness, eliminate unnecessary costs, and provide the necessary documentation to support subrogation. Costs due to improper equipment and manpower on site, not to mention excessive disposal costs, can be eliminated by active and experienced management. Site decisions shouldn’t cost you unnecessary expense. Our experienced team has successfully handled hundreds of spill incidents; experience saves you claims dollars. Our team is consciously aware of your indemnity, exposure, and liability on loss-claims specific actions that protect your interests.

Emergencies aside, Pario’s Consultant Team are also experts at extensive residential, commercial, and select industrial contaminated site remediations.

Personal Injury

Biomechanical Assessment

Biomechanics bridge the space between medical analysis, diagnosis, and engineering accident reconstruction. It is a useful tool to examine whether injuries are congruent with the events and severity of an incident. The Biomechanist is uniquely qualified to assess injury potential and link the mechanism of injury to the incident’s mechanical events. Our biomechanical analyses draw on the most recent and relevant scientific knowledge in the areas of human injury mechanisms, thresholds, and prevention. We provide a “court-ready” incident report.

Slip, Trip & Fall

Pario conducts a full review of all the documentation, the accident reports, witness statements, the scientific literature, and other related information and then determines the threshold of force and typical body movements in such an accident. Personal injury due to slips, trips, and falls in both commercial and residential environments can be caused by lack of adherence to the building code, inadequate facility maintenance, poor choice of footwear, or possible fraud. We provide expertise in both preventative and post-fall assessments. Human injury is a common consequence of most slip and fall incidents.

The BOT 3000 Tribometer is commonly used as it tests slip resistance in relatively small areas such as stairs, showers, and bathtubs. We can also test slip resistance using a variety of shoe sole materials under wet and dry conditions.

Structural Damage

The experts at Pario’s structural department provide accurate and expeditious assessment of damage and determination of cause related to structural failures. Our practice includes structural failure analysis, material analysis, geotechnical engineering, and building science evaluation. These services incorporate forensic structural engineering evaluations, the assessment and provision of remediation, and conducting building code consultations and/or investigations.

We facilitate cost-effective and expedited repairs. We also provide litigation support at appraisals and mediations, and expert testimony in court to assist in establishing a qualified and accurate structural scope of repair.

Water Damage

The experts at Pario’s structural department provide accurate and expeditious assessment of damage and determination of cause related to structural failures. Our practice includes structural failure analysis, material analysis, geotechnical engineering, and building science evaluation. These services incorporate forensic structural engineering evaluations, the assessment and provision of remediation, and conducting building code consultations and/or investigations.

We facilitate cost-effective and expedited repairs. We also provide litigation support at appraisals and mediations, and expert testimony in court to assist in establishing a qualified and accurate structural scope of repair.

Electrical Engineering

When electrical equipment is damaged or fails, you need skilled experts to determine the cause, assess damages, and provide mitigation options for rapid and cost-effective recovery.

Our Electrical Engineers have decades of experience working with electrical failures causing personal injuries, property damages, equipment damages, business interruptions, and system shutdowns.

We provide a wide variety of consulting services, such as:

  • Forensic Investigations / Root Cause Analysis
  • Design Review for Efficiency and Code Compliance
  • Onsite Inspections for Equipment Assessment
    • Installation/Maintenance Deficiency
    • Impact Assessment of Arc Flash, Lightning Strikes
    • Affected by Fire, Water, Flood, and/or Heat
    • Code Compliance (IEEE, CSA, NEMA, MTS, ETS, NEC, IEC, UL, Building Codes, Transmission Distribution Codes, Utility Poles, etc.)
  • Remediation Support, Design, and/or Project Management
  • Identification and Support for Subrogation Opportunities
  • Expert Witness in Arbitration and Litigation

Pario’s electrical professionals work with low to high voltage systems and utilize hands-on experience, engineering knowledge, scientific principles, and the application of codes and standards. These skills help us determine the root causes of electrical failures, solve electrical issues, and improve the safety and operational life expectancy of electrical plants.

Electrical Equipment Supported:

  • Residential, Commercial, and Industrial Low, Medium and High Voltage Systems
  • Transformers, Switchgear, Power Cables, Circuit Breakers, BUS Bars/Ducts, and MCCs
  • Motors, Generators (Emergency, Gas, Diesel), and Gas Turbines
  • Renewable Energy Systems (Wind Turbine, Solar Panels)

Pario has experience investigating electrical systems failures involving power generation, transmission, and distributions systems. Examples include office buildings, hotels, malls, farms, condominiums, warehouses, universities, hospitals, airports, subways, and utilities. Pario has saved clients millions of dollars through their involvement in investigations and remediation processes.

Pario’s engineers are well-known and respected within the technical community, and they actively assist in the development of North American electrical standards.

Pario Engineering and Environmental Sciences aims to provide a cost-effective solution to support your needs. For more information, please contact one of our many offices. We’re here to help.